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Guardianship of Children
Nothing can be more traumatic for children than the sudden loss of both
parents - and while it is extremely unlikely that this will happen, it's a
good idea to have a plan in place outlining who will take care of them.
They will need:
* stability and continuity
* to be together
* to feel loved and safe
 
Ideally then your guardian will be someone who:
* loves the children
* can cope, physically, emotionally and financially, with all your children
* can maintain your children's other family and social relationships
* shares your values
 
Although it is extremely unlikely that both parents will die, the person or people you are naming as guardian(s) should be clear
about what they are agreeing to do: to love and care for your children in your place. You will need to talk through all aspects,
including money. Don't be shy about asking - anyone you ask will feel flattered - but at the same time you must be prepared
for them to say no.
 
Estate Planning Overview
Some people say that it's never too early to begin thinking about estate planning.
This is most particularly true if you fall into one of the following categories;
 
* Homeowner
* Minimum of 10,000 in cash or shares
* Married individuals and / or those with children
* The elderly or ill (even if you don't have assets to dispose of, you may want to make certain provisions for your funeral)
 
Most people will fall into at least one these categories and, if you do, you must ensure that you have the correct provisions in
place for you and your loved ones.The administration of an estate, however straightforward the case, is usually very time
consuming. Most people have little idea how much work is involved or how long it can take to complete.
 
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